Machi Koro: Life, the newest title in the Machi Koro series, instead of building up cities, players will use engine-building cards to collect "hearts", which represent different aspects of life such as hobbies or jobs, in an effort to ultimately exchange these hearts for "dream" points depicted on another kind of cards on display.

The core mechanisms of rolling one or two dice and activating blue/red/purple cards remain essentially the same, and one can either buy another engine-building card or a card with "dream" points after rolling the dice and obtaining the corresponding amount of hearts.

The first player to obtain 8 dream points will have attained their ideal life and wins the game.